MOST 529 Advisor
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We can help you make the dream of a college education a reality.

Welcome to the MOST 529 Advisor Plan - a powerful Plan that helps you prepare for tomorrow's education, today.

As parents, we care as much for our children's dreams as we do about their health and welfare. Every opportunity we have to help them achieve their goals is important news we all need to know about. That's why we are pleased to introduce you to an exciting plan that is specifically designed to help parents meet the costs of higher education for their children, MOST—Missouri's 529 Advisor Plan. It's a qualified tuition program to help people like you save more today to meet the costs of a college education tomorrow.

The MOST 529 Advisor Plan has 21 portfolio options—a broad yet carefully selected line-up that includes many highly regarded investment managers available to 529 college savings plans today. Eleven different asset managers offer these portfolios which give you and your financial advisor the power to customize an investment strategy matched to your needs, asset class preferences, and investing styles.

Please review the information on this website carefully, and then speak with your financial advisor. Your financial advisor can help you understand the benefits of the MOST 529 Advisor Plan and help you select the investment options most appropriate for your needs. Together, with your financial advisor, we can help make the dream of a college education a reality for your children.

Sincerely,

Sarah Steelman
Missouri State Treasurer
Chair, Missouri Higher Education Savings Program Board

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If you are not a Missouri taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

For more information about MOST—Missouri's 529 Advisor Plan, contact your financial advisor or call 1-800-617-5097 or click here to obtain a Plan Description. Investment objectives, risks, charges, expenses, and other important information are included in the Plan Description; read and consider it carefully before investing. Upromise Investments, Inc., Distributor and Underwriter.

You also may wish to contact directly your home state's 529 plan[s], or any other 529 plan, to learn more about those plans' features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision.

The Missouri Higher Education Savings Program (the "Program Trust") is a trust created by the state of Missouri. When you invest in MOST - Missouri's 529 Advisor Plan (the "MOST 529 Advisor Plan"), you are purchasing portfolio units issued by the Program Trust. Portfolio units are municipal securities. The MOST 529 Advisor Plan has been implemented and is administered by the Missouri Higher Education Savings Program Board (the "Board"). Upromise Investments, Inc. and Upromise Investment Advisors, LLC, serve as the Program Manager and Recordkeeping and Servicing Agent, respectively, with overall responsibility for the day-to-day operations, including effecting transactions and marketing and distribution of the MOST 529 Advisor Plan. American Century Investment Services, Inc.; American Funds; Barclays Global Investors, N.A.; Columbia Management Group, LLC, and its affiliates; Franklin Templeton Investments; Hartford Investment Financial Services, LLC (HIFSCO); Legg Mason Capital Management, Inc.; Pacific Investment Management Company LLC (PIMCO); T. Rowe Price; UMB Bank, n.a. d/b/a UMB Investment Advisors; and Van Kampen Investments provide underlying investments for the MOST 529 Advisor Plan.

Investment returns are not guaranteed, and you could lose money by investing in the Plan.

Not FDIC-Insured

No Bank, State or Federal Guarantee

May Lose Value